What is the Cost of Independent Living in Columbia, South Carolina?

The cost of Independent Living in Columbia, South Carolina, ranges from $1,900 per month to $5,000 per month, depending on your living accommodations. The average cost is $2,950 per month or about $35,400 per year.*

About Columbia

Chartered in 1905, Columbia is the capital city in the state of South Carolina. Columbia’s rich history, growing population, and healthy economy make this city an excellent retirement destination. For those who are interested in independent living or 55+ Active Adult Living, there are more than 15 retirement communities located within a 20-mile radius of the city center. Retirees have a unique selection of communities to choose from that may fit their needs.


What is an Independent Living Community?

Independent living, also known as senior living, are communities and neighborhoods designed for older adults. Adults in their 60’s or even their 50’s, choose senior living communities so they can spend more time doing what they love and less time with the burdens of home ownership.

Independent living communities vary in their amenities and service offerings. From rich social and wellness programming to country club style dining and maintenance free living, there’s sure to be a catalogue for everyone. Read here for more information on Independent Living communities. The perks of independent living include an active and engaged lifestyle, healthy meal options, and worry-free living.

Common independent living options are apartments, also referred to as villas, townhomes or condos, and single family homes, also known as patio or cottage homes. Most communities provide full maintenance, landscape care, and light housekeeping. Life enrichment activities and wellness programs are a standard, though not equal in quality. Meal plans and transportation are also standard services.

Independent Living Pricing Structure

Retirement communities vary widely in terms of costs. Monthly pricing ranges from $1,900 a month to $5,000 or more. Pricing will vary from community to community depending on the area of Columbia and the types of services and amenities offered.

Northwest Columbia

With easy access to I-20, I-26, Northwest Columbia is only 10 minutes away from all things fun Columbia. The cost of living in this part of Columbia is higher because it is growing rapidly and is neighboring Lake Murray. The cost of Independent Living in northwest Columbia ranges from $2,000-$4,800 a month.

Northeast Columbia

The Eastern area of Columbia is well developed. This area is more commercialized, you’ll find plenty of shopping and restaurants. Most major retailers are established in this part of Columbia. You’ll find a majority of senior living communities charge from $2,000 to $4,000 per month in Northeastern Columbia.

Southeast Columbia

Southeastern Columbia is one the first established suburban areas of Columbia and is home to Fort Jackson. Surrounded by lakes, a state park, and I-77 Southeast Columbia is a more affordable option for those wanting to retire in Columbia. Independent Living costs range from $1,900-$3,000 in this area.

Downtown/Midtown Columbia

The center of Columbia is full of history and art. Many historic buildings and homes reside downtown. As Columbia becomes more popular, the city has planned to make downtown Columbia more pedestrian-friendly. Living in the city will typically cost more than the surrounding areas. Independent Living prices range from $2,500-$4,000 per month.

When touring retirement communities in Columbia, arrive prepared with a variety of questions to help understand what a community offers. Asking questions will help you gain clarity on pricing as each community will have varying options such as buy-in and rental. It’s best to fully understand pricing models and ask detailed questions to negate unexpected costs or hidden fees. Below are several common pricing structures.

  • Entry Fee/Buy-In
  • Rental

Entry Fee/Buy-In Community

To join a specific community, some may require a one-time buy-in or entry fee. This fee widely varies by community. Fees can range from $25,000 to $450,000 depending on the house or apartment you choose. Be sure and ask your advisor if the entry fee is refundable. In addition to the entry fee, members pay a monthly service fee which includes utilities, taxes, amenities, dining and more. Retirement communities that offer care services on-site or within the community are called Life Plan Communities, formerly known as Continuing Care Retirement Communities. Utilizing the on-site care services may come at an additional cost.

Rental Communities

Senior rental retirement communities allow seniors to move in without a large buy-in fee. Monthly services fees may be higher in order to offset the lack of a buy-in. Prices for rentals are determined based on location and apartment size. Senior rental monthly service fees range from $3,000 a month to $7,000.

The Wildewood Downs Difference

Becoming a Member at Wildewood Downs is much like joining a country club. You pay a one-time membership fee and then pay monthly dues each month. Like most country clubs, we offer several different membership options that will fit what you are looking for. At Wildewood Downs, members can expect to live life to the fullest without worrying about taxes, home maintenance, and future moves. Learn more about Wildewood Downs Pricing.

*Pricing is based on information availability and is subject to change.